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Title Insurance 

Title Insurance 

Real estate is one of the largest industries and is an essential part of the health of the U.S. economy. Many real estate transactions come with risks, and this is where title insurance comes into play—protecting home buyers from hidden title hazards that may threaten their financial investment in real property

Luxury House

Title insurance has been protecting American homeowners for more than 125 years. As the industry grew, title companies began providing essential services to real estate buyers, sellers, lenders, brokers, attorneys, developers, builders, and others. Title insurance allows for a secure transfer of ownership for both the buyer and the seller. It is not as well understood and is much different from most traditional insurance policies, which can lead to a misunderstanding of the service.

 

Title insurance protects home buyers against covered title defects, such as a previous owner’s debt, liens, and other claims of ownership. It’s an insurance policy that protects against past problems, whereas other insurances usually deal with future risks.

Most Common Title Issues

Title insurance has can protect you from these common title issues:

  • Forged or fraudulent documents

  • Unknown heirs

  • Missing deeds

  • Unrecorded Will

  • Encumbrances, such as easements and encroachments

  • Recording error

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